Author: marketing
Request for submission of proposal for Market Analysis for the Financial Sector
Kreditimi Rural Kosoves LLC (KRK) is a Microfinance institution (MFIs) focused on providing of financial services to low-income clients, with a particular focus on micro, small, agricultural and other businesses in rural and urban areas, with a priority focus on agriculture and a specific attention to financial, social and environmental sustainability.
In order to gain a comprehensive understanding of the current state, trends, and future prospects of the financial sector/NBFI, relevant for future business of MFI-Kreditimi Rural i Kosoves LLC (KRK) publish this advertisement:
Request for submission of proposal for Market Analysis for the Financial Sector with particular focus on NBFI services
Kreditimi Rural i Kosoves LLC, is microfinance institution registered with CBK, operating in Kosovo with 29 branches.
KRK for interested companies, will provide ToR and other relevant information related to this request for proposal, through email address: krk_imf@krk-ks.com
Proposals for this request should contain all relevant information and documents as per ToR.
Interested parties should submit a proposal outlining their methodology, qualifications, timeline, and budget for conducting the market analysis in English language.
The deadline for proposal submission is 30 May 2024.
The company’s or individual experts should have relevant qualification and expertise in finance sector and projects of Market Analysis for the Financial Sector.
The company or expert should provide:
‐ Copy of evidence for registration of the company.
‐ Details of the experience on works of a similar nature in the past
‐ Provide any references from current clients who have similar projects
‐ CV with the qualifications and experience of key personnel proposed for implementation of the scope of work
Selection of convenient offer will be selected based on estimation of the offer in term of expertise of the company/expert, timeline and financial cost.
The submission of proposal can be done through email krk_imf@krk-ks.com through mail or directly in the office of KRK in following address:
Kreditimi Rural i Kosoves LLC
Street Behije Dashi No.20, Prishtina
Kosovo
TOR for IT Auditing
KRK is a microfinance institution (MFI), with its head office in Prishtina. In order to ensure good services on KRK/IT infrastructure software-s/application and their efficiency publish this advertisement:
Terms of References for Auditing of Information Technology
KRK is a Microfinance Institution (MFI), focused on providing financial services to low-income clients, with a particular focus on micro, small, agricultural and other businesses in rural and urban areas, with a priority focus on agriculture and a specific attention to financial, social and environmental sustainability.
In order to ensure good services and to have reliable IT infrastructure, operating systems and software with sustainable functionality in accordance with the business it develops, KRK wants to make an audit of its Information Technology.
The scope of work should cover the following areas;
– Assessment of the IT infrastructure used in KRK;
– Risk Assessment of IT Controls (General IT Controls);
– Assessment of business continuity, disaster recovery plan, backup plan and procedures;
– Assessment of Information Security;
Implementation and timeline;
The auditing is expected to be completed by the 10 April 2024.
The selected company or individual experts, should submit to KRK the written draft report which cover the ToR, no later than 15 April 2024.
Qualification requests;
The company’s or individual experts should have relevant qualification and expertise in IT auditing. Expertise in context of finance/microfinance sector is preferable.
Selection of most convenient offer will be selected based on estimation of the offer in term of ToR, price, expertise of the company/expert regarding IT auditing in finance/microfinance sector, ect.
Deadline for submitting of offers is until 27.03.2024
Interested companies or individual experts can send their offers through email address: krk_imf@krk-ks.com or directly at KRK Head Office, Behije Dashi Street No.20 (near police station number 2), Prishtine.
In the framework of the energy and efficiency program from 2018 to December 2022 in cooperation with GEFF, EBRD and other partners, KRK has managed to influence the improvement of citizens’ lives, the preservation of the environment, the saving of energy costs and development of green technologies with European standards.
Below you can find the amount of credits distributed in the name of the product for efficient energy as well as the impact of these credits in preserving the environment and saving electricity:
• Over €2.3 million in energy-efficiency loans distributed and the following activities were supported:
– Insulation of houses
– Replacement of windows and entrance door
– Solar panels
– Solar panels for water heating
– Heat pumps
– Biomass boiler
– Insulation of the ceiling
– Floor insulation
• Green investments in KRK have had an impact in reducing carbon dioxide (CO2) emissions by about 980 tons per year, which is equivalent to removing approximately 613 cars from the roads.
KRK has also contributed to the reduction of energy consumption by 2,850 MWh/year.
AGRO WINDOW
Agro Window provides guarantees for financial institutions to cover the risk for loans in the agricultural sector. The eligible clients that can be guaranteed are MSMEs that are registered within the Kosovo Business Registration Agency (ARBK) or farmers who possess a Farmer Registration Certificate with a Farm Identification Number (NIF).
For more detailed information about the Agro Window specifics, please click on the following link
Kreditimi Rural i Kosovës, along with many international and local collaborators, this time expands the cooperation even further by signing an agreement with the Kosovo Credit Guarantee Fund. This agreement is a new opportunity for lending, in support of customers with special emphasis on various agricultural activities.
The Director of KRK, Lulzim Sadrija and the Regional Manager for South-Eastern Europe Mr. Ary Naim from IFC/World Bank, have signed a loan contract in the amount of 3 million Euros. Dt. 16.12.2021
Rural Credit Kosovo has signed a € 3 million loan agreement with IFC / International Finance Corporation (part of the World Bank).
Rural Credit Kosovo has signed a € 3 million loan agreement with IFC / International Finance Corporation (part of the World Bank).
Photo from the signing of the KRK / IFC contract