Prizren 2

More than a new branch – a new team dedicated to you!
We are pleased to introduce our new branch in Prizren, together with the staff who will be there every day to inform you about the products and services we offer.
Find us at our new location on De Rada Street (near the station) – the door is always open!

Peja 2

We have inaugurated our new branch in the city of Peja, marking another important step in our journey towards economic empowerment throughout the country.
This inauguration is proof of our continued commitment to being as close as possible to our customers, offering accessible and sustainable financial support for agriculture, businesses, women entrepreneurs and green initiatives.
Come visit us at our new branch (in Dulia) and learn more about the products and services we have for you

IFC training

Trainings held during November within the framework of the project with IFC – International Finance Corporation.

• Understanding agricultural trends and animal welfare

• Financial understanding and assessment of creditworthiness for agricultural loan clients

Request for proposal for Internal Audit Capacity Building

KRK is a microfinance institution (MFI), with its head office in Prishtina. In order to improve Internal Audit Capacity Building publish this request for proposal:

Request for proposal for Internal Audit Capacity Building

Kreditimi Rural i Kosoves (“MFI”, “KRK” or the “Institution”) is the third largest MFI in Kosovo with a market share of 19.7% (in terms of loan portfolio). The Institution operates through a wide network of 27 branches covering most of the Kosovo territory. As part of its strategic vision, KRK aims to grow sustainably, enhancing its market share and range of services, while increasing profitability and client outreach.

To ensure operational sustainability and growth, as well as to contain potential risks associated with growth, KRK is requesting for proposal for Internal Audit Capacity Building the institution with aim to increase the effectiveness of its internal audit function by implementing the risk-based audit approach.

KRK for interested companies, will provide ToR and the needed information related to this request for proposal based on their request sent on email address: krk_imf@krk-ks.com

Deadline for submitting of offers is until 4th December 2024.

Interested companies can send their offers through email address: krk_imf@krk-ks.com or directly at KRK Head Office, Behije Dashi Street Building D, nn, Prishtine 10000, Republic of Kosova.

ToR KRK Strengthening the capabilities of the internal audit

Branch Inauguration Vushtrri

On 24.10.2024, we inaugurated the branch in Vushtrri in the new location that is located inside Liria Square (near the Castle). The Vushtrri branch, as one of the first microfinance institutions in this municipality, now offers an easier approach for clients and citizens of this municipality. The office is open every working day from 08:00 to 16:00. We welcome you!

Agri-Renew Fair 2024

Participation and support of the agricultural and renewable energy fair “Agri-Renew 2024”.

TOR Market Analysis for financial sector with focus on NBFI services

Request for submission of proposal for Market Analysis for the Financial Sector

Kreditimi Rural Kosoves LLC (KRK) is a Microfinance institution (MFIs) focused on providing of financial services to low-income clients, with a particular focus on micro, small, agricultural and other businesses in rural and urban areas, with a priority focus on agriculture and a specific attention to financial, social and environmental sustainability.

In order to gain a comprehensive understanding of the current state, trends, and future prospects of the financial sector/NBFI, relevant for future business of MFI-Kreditimi Rural i Kosoves LLC (KRK) publish this advertisement:

Request for submission of proposal for Market Analysis for the Financial Sector with particular focus on NBFI services

Kreditimi Rural i Kosoves LLC, is microfinance institution registered with CBK, operating in Kosovo with 29 branches.

KRK for interested companies, will provide ToR and other relevant information related to this request for proposal, through email address: krk_imf@krk-ks.com
Proposals for this request should contain all relevant information and documents as per ToR.

Interested parties should submit a proposal outlining their methodology, qualifications, timeline, and budget for conducting the market analysis in English language.
The deadline for proposal submission is 30 May 2024.

The company’s or individual experts should have relevant qualification and expertise in finance sector and projects of Market Analysis for the Financial Sector.

The company or expert should provide:

‐ Copy of evidence for registration of the company.

‐ Details of the experience on works of a similar nature in the past

‐ Provide any references from current clients who have similar projects

‐ CV with the qualifications and experience of key personnel proposed for implementation of the scope of work

Selection of convenient offer will be selected based on estimation of the offer in term of expertise of the company/expert, timeline and financial cost.

The submission of proposal can be done through email krk_imf@krk-ks.com through mail or directly in the office of KRK in following address:

Kreditimi Rural i Kosoves LLC

Street Behije Dashi No.20, Prishtina

Kosovo

TOR for IT Auditing

KRK is a microfinance institution (MFI), with its head office in Prishtina. In order to ensure good services on KRK/IT infrastructure software-s/application and their efficiency publish this advertisement:

Terms of References for Auditing of Information Technology

KRK is a Microfinance Institution (MFI), focused on providing financial services to low-income clients, with a particular focus on micro, small, agricultural and other businesses in rural and urban areas, with a priority focus on agriculture and a specific attention to financial, social and environmental sustainability.

In order to ensure good services and to have reliable IT infrastructure, operating systems and software with sustainable functionality in accordance with the business it develops, KRK wants to make an audit of its Information Technology.

The scope of work should cover the following areas;

– Assessment of the IT infrastructure used in KRK;

– Risk Assessment of IT Controls (General IT Controls);

– Assessment of business continuity, disaster recovery plan, backup plan and procedures;

– Assessment of Information Security;

Implementation and timeline;

The auditing is expected to be completed by the 10 April 2024.

The selected company or individual experts, should submit to KRK the written draft report which cover the ToR, no later than 15 April 2024.

Qualification requests;

The company’s or individual experts should have relevant qualification and expertise in IT auditing. Expertise in context of finance/microfinance sector is preferable.

Selection of most convenient offer will be selected based on estimation of the offer in term of ToR, price, expertise of the company/expert regarding IT auditing in finance/microfinance sector, ect.

Deadline for submitting of offers is until 27.03.2024

Interested companies or individual experts can send their offers through email address: krk_imf@krk-ks.com or directly at KRK Head Office, Behije Dashi Street No.20 (near police station number 2), Prishtine.

In the framework of the energy and efficiency program from 2018 to December 2022 in cooperation with GEFF, EBRD and other partners, KRK has managed to influence the improvement of citizens’ lives, the preservation of the environment, the saving of energy costs and development of green technologies with European standards.
Below you can find the amount of credits distributed in the name of the product for efficient energy as well as the impact of these credits in preserving the environment and saving electricity:
• Over €2.3 million in energy-efficiency loans distributed and the following activities were supported:
– Insulation of houses
– Replacement of windows and entrance door
– Solar panels
– Solar panels for water heating
– Heat pumps
– Biomass boiler
– Insulation of the ceiling
– Floor insulation
• Green investments in KRK have had an impact in reducing carbon dioxide (CO2) emissions by about 980 tons per year, which is equivalent to removing approximately 613 cars from the roads.
KRK has also contributed to the reduction of energy consumption by 2,850 MWh/year.